‘Really stepped in it this time’

It was an absolutely beautiful, brisk fall morning, and Sam just couldn’t resist making his trek to the downtown bank on foot, normally done by car. Some exhilarating fresh air, and much-needed exercise, plus the chance to greet any friends who had the same idea of enjoying the unusual day –– the idea was irresistible. All was going great, he was clipping along at a good rate, breathing deeply,…